![]() ![]() If your approach to budgeting is similar to YNAB’s methodology or if you have no approach, then you would do well to adopt the YNAB framework, with or without their software. ![]() If you very good with budgeting and love hacking around with Excel, then Excel is probably right for you. For example, with my Excel spreadsheet, I molded it to match my own budgeting mentality. Budgeting is almost never about the tools but how the tools establish a framework for which to think about your budget. YNAB Methodology: Four Rulesīefore we get into the review of You Need a Budget software itself, I wanted to write about the basic premise of the whole system. It’s a much better version of what I used to hack together in an Excel spreadsheet. You Need A Budget, often called YNAB, is a budgeting software that will help you set, maintain, and stick to a budget. What if you just want to maintain a budget? Enter You Need A Budget. Since then, I’ve been tentatively using online personal finance tools because of the security issue and instead I rely on Quicken’s app, which is one of the most comprehensive tools available. As a numbers gal, this wealth of data was amazing and helped me tweak my spending, find my financial leaks, and reach financial goals much sooner than I would have without budgeting. For years, my budget consisted of an Excel spreadsheet that documented every purchase I made every single day of the year.
0 Comments
Leave a Reply. |